Effective Date: Wednesday, 21 August 2024
Welcome to ZarooriReturn. These Terms and Conditions ("Terms") govern your use of our investment platform and services. By accessing or using ZarooriReturn, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our platform. Please review these Terms periodically for any updates or changes.
1. Acceptance of Terms
1.1 Agreement
By creating an account or using the ZarooriReturn platform, you acknowledge that you have read, understood, and agree to these Terms and Conditions. These Terms constitute a legally binding agreement between you and ZarooriReturn.
1.2 Modifications
We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting on our website. Your continued use of the platform constitutes acceptance of the modified Terms.
2. Platform Overview
2.1 Description
ZarooriReturn provides a platform for users to invest money and potentially earn variable returns based on our investment model. Users can deposit funds, incur fees, and request withdrawals as per the platform’s policies.
2.2 Services Provided
- Investment Management: Deposit funds to invest and earn returns.
- Fee Structure: Understand and manage investment and withdrawal fees.
- Referral Program: Participate in our referral program to earn and access withdrawals.
3. User Responsibilities
3.1 Account Registration
- Accuracy: You must provide accurate, complete, and current information during registration and update it as necessary.
- Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.
3.2 Use of Referral Links
- Responsible Use: Use your referral link responsibly. Ensure that your referrals are genuine and interested in investing.
- Compliance: You must comply with all referral program rules and requirements.
3.3 Compliance with Laws
- Legal Compliance: You agree to comply with all applicable local, national, and international laws and regulations.
- Prohibited Activities: You must not engage in any illegal, fraudulent, or unethical activities on the platform.
4. Investment and Fees
4.1 Investment Process
- Deposit: You may deposit funds into your account for investment purposes. The deposited amount will be subject to an investment fee.
- Investment Fee: A fee of 200 PKR per 1,000 PKR deposited will be applied. This fee is deducted from your deposit before investing.
4.2 Withdrawal Process
- Withdrawal Request: You can request to withdraw funds from your account. Withdrawals are subject to a fee.
- Withdrawal Fee: A fee of 200 PKR per 1,000 PKR withdrawn will be applied. This fee is deducted from the total amount requested for withdrawal.
4.3 Variable Returns
- Return Scenarios: Returns are variable and may include high returns (2x), break-even returns (1x), or lower returns (<1x). ZarooriReturn does not guarantee specific returns.
- Calculation: Returns are calculated based on the net invested amount after fees.
5. Referral-Based Withdrawal Task
5.1 Referral Task Requirement
- Sharing Referral Link: To request a withdrawal, you must share your unique referral link with at least 5 people.
- Investment Condition: Out of these 5 referrals, at least 5 must make an investment on the platform.
5.2 Tracking and Verification
- Tracking Referrals: We will track the number of referrals and their investments. Your referral progress can be monitored in your account dashboard.
- Task Completion: Withdrawal requests will only be processed once the referral task is completed as per the requirements.
5.3 Failure to Complete Task
- Notification: If you do not complete the referral task, you will be notified, and your withdrawal request will be placed on hold until the task is fulfilled.
6. Risk Disclosure
6.1 Investment Risks
- Risk Acknowledgment: Investments involve risks, including the risk of losing the invested amount. ZarooriReturn does not guarantee specific investment returns.
- Market Conditions: Investment returns are subject to market conditions and other external factors beyond our control.
6.2 Platform Risks
- Platform Reliability: While we strive to provide a reliable and secure platform, we cannot guarantee that the platform will be free from errors, interruptions, or security breaches.
7. Privacy Policy
7.1 Data Collection
- Personal Information: We collect personal information that you provide during registration and use of the platform. This includes your name, contact details, and financial information.
- Use of Data: Your data is used to manage your account, process transactions, and improve our services. For details, refer to our Privacy Policy.
7.2 Data Security
- Security Measures: We implement reasonable security measures to protect your personal information. However, no system is entirely secure, and we cannot guarantee absolute security.
8. Termination and Suspension
8.1 Termination by User
- Account Closure: You may close your account at any time by following the account closure process on the platform.
8.2 Termination by ZarooriReturn
- Reasons for Termination: We reserve the right to suspend or terminate your account for reasons including, but not limited to, violation of these Terms, fraudulent activity, or non-compliance with laws.
- Impact of Termination: Upon termination, any pending transactions or withdrawal requests may be canceled, and you may forfeit any potential returns or invested amounts.
9. Limitation of Liability
9.1 No Liability for Losses
- General Disclaimer: ZarooriReturn is not liable for any losses, damages, or expenses incurred as a result of using the platform, including but not limited to investment losses or unauthorized access to your account.
9.2 Indemnification
- User Responsibility: You agree to indemnify and hold harmless ZarooriReturn, its affiliates, and their respective officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses arising out of your use of the platform or violation of these Terms.
10. Governing Law and Dispute Resolution
10.1 Governing Law
- Jurisdiction: These Terms and any disputes arising from your use of ZarooriReturn will be governed by and construed in accordance with the laws of Pakistan.
10.2 Dispute Resolution
- Resolution Process: Any disputes or claims arising from these Terms or your use of the platform will be resolved through informal negotiations. If the dispute cannot be resolved amicably, it will be subject to binding arbitration in accordance with applicable laws.
11. Intellectual Property
11.1 Ownership
- Rights: All intellectual property rights, including trademarks, copyrights, and patents, related to ZarooriReturn are owned by ZarooriReturn or its licensors. You may not use, copy, or distribute any content from the platform without explicit permission.
12. Contact Information
12.1 Support
- Contact Details: If you have any questions or concerns about these Terms and Conditions or our services, please contact us at:
ZarooriReturn Support Team
13. Miscellaneous
13.1 Severability
- Enforceability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue to be in full force and effect.
13.2 Waiver
- Non-Waiver: Our failure to enforce any right or provision of these Terms will not constitute a waiver of such right or provision.
13.3 Entire Agreement
- Agreement: These Terms constitute the entire agreement between you and ZarooriReturn regarding your use of the platform and supersede any prior agreements or understandings.
By using ZarooriReturn, you acknowledge that you have read and understood these Terms and Conditions and agree to be bound by them. Thank you for choosing ZarooriReturn!
